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Trusted by High-Net-Worth Clients

Secure, Discreet & Fully Insured

Lagos · Abuja · London · Toronto

30-Minute Valuation & Payout

Trusted by High-Net-Worth Clients

Secure, Discreet & Fully Insured

Lagos · Abuja · London · Toronto

30-Minute Valuation & Payout

Loans

Get Instant Loans Against Your Luxury Assets

Access up to ₦500M / $300,000 in as little as 30 minutes. No credit checks. No paperwork headaches. Your watch is fully insured in our bank-grade vaults.

Quick Loan Valuation

The Redemption Process

1

Submit

Tell us what you own. Fill out the online enquiry or whatsapp us directly.

2

Valuation

We authenticate and appraise your asset. Most valuations take 30 minutes

3

Offer

You receive a loan offer. amount, term, interest rate, with no obligation

4

Disbursement

Accept the offer, sign the agreement and funds are released immediately.

5

Reclaim

Repay principal and fees at term end. Your asset is returned, insured, and intact.

Loan-to-Value (LTV)

Asset CategoryLTV Range
Luxury Watches60% – 80%
Handbags50% – 70%
Jewelry55% – 75%
Collectibles40% – 65%
Emerging pieces30% – 55%

Final offers are determined based on contemporary brand demand, market liquidity, and item condition.

Valuation Process

01

Authentication

Rigorous multi-point inspection by certified specialists.

02

Market Assessment

Real-time analysis of global secondary market values.

03

LTV Determination

Final bespoke lending offer based on asset profile.

Watch multi-point inspection process

Storage & Insurance

  • Secure Vault Storage

    Assets are housed in Grade-A, climate-controlled bank-level vaults.

  • 24/7 Monitoring

    Continuous surveillance and biometric access controls.

Frequently Asked Questions

Your Questions, Answered How luxury asset lending works at pawnshop by Bluradish

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