Get Instant Cash Loans Against Your Luxury Watches
Access up to ₦500M / $300,000 in as little as 30 minutes. No credit checks. No paperwork headaches. Your watch is fully insured in our bank-grade vaults.
Quick Loan Valuation
The Redemption Process
Repay
Initiate the principal loan repayment through our portal.
Settle
Settle any accrued monthly interest or storage fees.
Release
Receive an official digital release certificate for your asset.
Returned
Asset is securely returned via armored courier or private pickup.
Loan-to-Value (LTV)
Final offers are determined based on contemporary brand demand, market liquidity, and item condition.
Valuation Process
Authentication
Rigorous multi-point inspection by certified specialists.
Market Assessment
Real-time analysis of global secondary market values.
LTV Determination
Final bespoke lending offer based on asset profile.
Frequently Asked Questions
Everything you need to know about luxury watch loans in Nigeria
Your loan amount is determined by current market value, condition, and authenticity. We typically provide up to 70-80% of your asset's secondary market value.
No. Your watch remains your property and is securely held as collateral until the principal and agreed fees are settled.
We offer extension options. You can renew the loan term by settling accrued monthly interest or storage fees.
Yes. Assets are fully insured at appraised value throughout custody and storage.
Most valuations are completed in about 30 minutes. Once approved and documented, disbursement is immediate.
We accept premium luxury brands including Rolex, Patek Philippe, Audemars Piguet, Richard Mille, Cartier, and Omega.
Yes. We serve clients in Lagos and Abuja with secure appointments and private collection options.
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